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The invention of the automobile is credited to Karl Benz, who, in 1885, built the first vehicle powered by a gasoline engine.

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How to Choose the Right Car Insurance Deductible

One of the main factors that determines your car insurance premium, besides the condition of your car and level of coverage, is the deductible you choose. The auto insurance deductible is the amount of money you agree to pay out-of-pocket for all repair and liability claims. In general, the higher the deductible you choose, the lower your premium.