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**finance:**

*n.*the management of money.

*v.*to provide the money necessary to carry out an activity. from the Middle English

*finaunce*.

# Finance Articles

**How to Calculate the Remaining Balance on a Home Mortgage**

When you take out a mortgage to finance a new home, the loan payments are the same from month to month. However, during the first years, a larger portion of the monthly payment is applied to the interest on the loan. As years go by, less of the monthly payment is applied to the interest, and more is applied to the principal balance. This process is called amortization. If you want to calculate the remaining principal balance of your home loan, you need to use a special financial math formula that accounts for amortization.

## Read more financial articles:

Loan Calculators Investing General### Loan Calculators

4-Variable Mortgage Calculator

Printable Balloon Mortgage Amortization Table and Calculator

How to Calculate Balloon Mortgage Payments

Printable Canadian Amortization Table and Calculator

How to Calculate Canadian Mortgage Payments

How to Convert Monthly Payments to Biweekly Payments

Printable Amortization Table and Calculator

How Much Will I Save by Refinancing?

When will I have paid or owe $X on my mortgage?

What loan period length will minimize the total interest paid?

How Much Should I Put Down?

How Loan Payments Vary by Down Payment

Student Loan Payment Calculator

How to Calculate Graduated Payment Mortgages

How to Calculate APY, aka Effective Annual Rate

Loan Comparison Calculator

What is APR? How to Compute APR from the Annual Interest Rate

How Long to Pay Off Credit Card Balance If Making Minimum Monthly Payments

How to Calculate Biweekly Mortgage Payments

How Does a Biweekly Mortgage Differ from a Monthly Mortgage?

What is Amortization?

How Long Will It Take to Pay Off a Loan?

How Much Can I Afford to Borrow?

What is the Maximum Interest Rate I Can Afford?

How Does the Bank Calculate My Monthly Payment?

Printable Balloon Mortgage Amortization Table and Calculator

How to Calculate Balloon Mortgage Payments

Printable Canadian Amortization Table and Calculator

How to Calculate Canadian Mortgage Payments

How to Convert Monthly Payments to Biweekly Payments

Printable Amortization Table and Calculator

How Much Will I Save by Refinancing?

When will I have paid or owe $X on my mortgage?

What loan period length will minimize the total interest paid?

How Much Should I Put Down?

How Loan Payments Vary by Down Payment

Student Loan Payment Calculator

How to Calculate Graduated Payment Mortgages

How to Calculate APY, aka Effective Annual Rate

Loan Comparison Calculator

What is APR? How to Compute APR from the Annual Interest Rate

How Long to Pay Off Credit Card Balance If Making Minimum Monthly Payments

How to Calculate Biweekly Mortgage Payments

How Does a Biweekly Mortgage Differ from a Monthly Mortgage?

What is Amortization?

How Long Will It Take to Pay Off a Loan?

How Much Can I Afford to Borrow?

What is the Maximum Interest Rate I Can Afford?

How Does the Bank Calculate My Monthly Payment?

### Investing

Implied Volatility Calculator

How to Compute Put/Call Prices with the Black-Scholes Formula

Historical Volatility Calculator

Portfolio Expected Return Calculator

Simple Moving Average Calculator

Moving Median Calculator

Weighted Moving Average Calculator

Cumulative Average Calculator

Cumulative Weighted Moving Average Calculator

Exponential Moving Average Calculator

Harmonic and Geometric Moving Averages Calculator

Present Value of a Growing Annuity

Future Value of a Growing Annuity

How to Find the Present Value of an Annuity or Perpetuity

How to Find the Future Value of an Annuity

Stochastic Oscillator Calculator

How to Calculate Stochastics and Make a Stochastic Oscillator Chart

How to Interpret the %K and %D Lines on a Stochastic Oscillator

All About Converting Annuity Payments to a Lump Sum and Vice Versa

What Are Net Present Value and Internal Rate of Return?

What is Yield to Maturity? (Bond Valuation)

How to Compute Put/Call Prices with the Black-Scholes Formula

Historical Volatility Calculator

Portfolio Expected Return Calculator

Simple Moving Average Calculator

Moving Median Calculator

Weighted Moving Average Calculator

Cumulative Average Calculator

Cumulative Weighted Moving Average Calculator

Exponential Moving Average Calculator

Harmonic and Geometric Moving Averages Calculator

Present Value of a Growing Annuity

Future Value of a Growing Annuity

How to Find the Present Value of an Annuity or Perpetuity

How to Find the Future Value of an Annuity

Stochastic Oscillator Calculator

How to Calculate Stochastics and Make a Stochastic Oscillator Chart

How to Interpret the %K and %D Lines on a Stochastic Oscillator

All About Converting Annuity Payments to a Lump Sum and Vice Versa

What Are Net Present Value and Internal Rate of Return?

What is Yield to Maturity? (Bond Valuation)

### General

How Long Will It Take to Save One Million Dollars?

Savings Goal Calculator

Loans for People on Welfare

How Lenders Evaluate High-Risk Low-Income Borrowers

How to Borrow Money from Peer-to-Peer Lending Networks

How to Calculate Sales Tax

Savings Account Calculator

Retirement Savings Calculator

What Can Trigger a Tax Audit by the IRS?

Learn to Prepare and File Small Business Taxes on Your Own

How to Choose a Tax Preparer

How to File Taxes if You've Filed for Bankruptcy

How to File Taxes from Jail or Prison

Where to Get Free Tax Preparation and Tax Help

How to Compare Quotes for Mortgage Protection Insurance

Saving for Retirement vs. Saving for Your Children's College Education

Risks of Refinancing a Loan or Home Mortgage

How to Pay Off a Loan Faster

Weighing the Costs of Pre-Payment Penalties

How to Pay Off $10,000 in Credit Card Debt

How Can I Increase My Credit Card Debt?

Savings Goal Calculator

Loans for People on Welfare

How Lenders Evaluate High-Risk Low-Income Borrowers

How to Borrow Money from Peer-to-Peer Lending Networks

How to Calculate Sales Tax

Savings Account Calculator

Retirement Savings Calculator

What Can Trigger a Tax Audit by the IRS?

Learn to Prepare and File Small Business Taxes on Your Own

How to Choose a Tax Preparer

How to File Taxes if You've Filed for Bankruptcy

How to File Taxes from Jail or Prison

Where to Get Free Tax Preparation and Tax Help

How to Compare Quotes for Mortgage Protection Insurance

Saving for Retirement vs. Saving for Your Children's College Education

Risks of Refinancing a Loan or Home Mortgage

How to Pay Off a Loan Faster

Weighing the Costs of Pre-Payment Penalties

How to Pay Off $10,000 in Credit Card Debt

How Can I Increase My Credit Card Debt?